Estimate how much you can contribute to your RRSP this year. It's 18% of last year's earned income, capped at the 2026 limit of $33,810, minus any pension adjustment, plus room you've carried forward — then open the refund calculator to see what the contribution saves you.
The 2026 RRSP dollar limit is $33,810. Your personal room is the lower of that or 18% of your prior-year earned income, adjusted for pensions and carry-forward.
Where do I find my exact room?
Your precise deduction limit is on your latest CRA Notice of Assessment or in CRA My Account. This tool estimates it from your income.