Those $10–$16 charges feel invisible — until you add them up. List your subscriptions to see the monthly and annual total, spot what you don't use, and decide what to cut.
Subscriptions
Subscription
Monthly cost
$
$
$
$
Total per year
$588
Total per month
$49.00
Subscriptions
4
Your subscriptions
Subscription
Monthly
Per year
Streaming video
$16.00
$192
Music
$11.00
$132
Cloud storage
$10.00
$120
App / software
$12.00
$144
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How it's calculated
Add a row for each recurring charge and its monthly cost.
Per year = each monthly cost × 12.
The annual total is usually far bigger than people guess — that's the point.