CalculatorsEquity & InvestingRSU / Equity-Comp Tax Planner › ESPP Calculator
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ESPP Calculator

An employee stock purchase plan lets you buy company stock at a discount, often with a lookback to the lower of the start or purchase price. Enter your numbers to see how many shares you get, your effective price, and the instant gain — then open the full equity-comp planner for the qualifying-vs-disqualifying tax detail.

Plan

$
%
$
$

Tax

%
Instant gain (discount benefit)
$2,059
After-tax gain if sold now
$1,400

The numbers

Shares purchased117.65
Your purchase price / share$43
Market value at purchase$7,059
Free · part of the RSU / Equity-Comp Tax Planner toolkit

How it's calculated

Our methodology & 2026 data sources →

Frequently asked questions

What's a lookback?
Many ESPPs let you buy at a discount off the lower of the price at the offering start or the purchase date — a 'lookback' that boosts your gain when the stock rose.
How is ESPP taxed?
The discount is usually ordinary income; further gains are capital gains, and a 'qualifying disposition' (longer holding) gets better treatment. The full planner breaks this down.

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