See what carrying a balance really costs. Enter your balance and APR and get the interest you're charged each day, month, and year — then open the full payoff calculator to plan how fast you can clear it.
Most cards calculate interest daily on your average balance, then add it monthly. This tool shows the per-day, per-month, and per-year cost so you can see the impact.
How do I stop paying this?
Pay more than the minimum, or move the balance to a 0% offer. The Credit Card Payoff and Balance Transfer calculators show how much faster and cheaper that is.