Calculators › Home Buyer & Owner › Mortgage Affordability Calculator › Closing Cost Calculator
Calconomics

Closing Cost Calculator

Closing costs are the one-time fees on top of your down payment — and they add up fast. Enter the line items to see your total and how it compares to the typical 2%–5% of price, then check the full payment you can afford in the affordability calculator.

Purchase

$

Closing fees

$
$
$
$
$
Total closing costs
$9,000
Share of purchase price
2.25%
typically 2%–5%
Free · part of the Mortgage Affordability Calculator toolkit
Open the full calculator →⤓ Keep this one (free)

How it's calculated

Our methodology & 2026 data sources →

Frequently asked questions

What's a normal amount for closing costs?
Often 2%–5% of the purchase price, varying widely by state/province and lender. This tool totals your actual quoted line items rather than guessing.
Are closing costs part of my down payment?
No — they're separate cash you need at closing in addition to the down payment. Budget for both.

Related calculators

Mortgage Affordability Calculator Down Payment Calculator Mortgage Calculator
📋 Embed this calculator on your site — free

Paste this where you want it to appear. Your readers get the full working calculator — privacy-friendly, no tracking, no cost.