DSCR
Calculator
Net operating income ÷ debt service — the number lenders underwrite on.
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Sample
DSCR Calculator
Prepared report · informational only, not advice
Inputs
Net operating income
annual, excl. mortgage
$
Annual debt service
12 × monthly P&I
$
DSCR
1.17
NOI ÷ annual debt service
NOI cushion over debt
$2,478